Financial Advisory
Tax-Smart Wealth Management, End to End
We now offer comprehensive financial planning in addition to our established tax expertise—helping you grow, protect, and manage your wealth with a fully integrated, tax-focused approach. From investments and retirement planning to budgeting, debt management, and estate coordination, every strategy is delivered by a fiduciary adviser using professional planning and reporting tools.
A True Fiduciary, Fee-Based Advisory Model
Our new advisory arm operates under a fee-only compensation model, meaning we are paid solely by client fees—not commissions from selling financial products. This ensures a transparent, conflict-free experience where every recommendation is made in your best interest. As an Investment Adviser Representative (IAR), we are legally bound to a fiduciary standard, providing objective, unbiased advice aligned with your long-term goals.
To support this, our platform uses an open-architecture approach, giving us the freedom to select from a wide range of investment products and multiple custodians. This allows us to tailor solutions such as globally diversified portfolios, retirement strategies, education funding, cash-flow planning, and more—all without restrictions from third-party incentives.
Where Tax Expertise and Wealth Management Meet
What sets our advisory service apart is its integration with our firm’s existing tax specialization. As an Enrolled Agent, the firm’s owner brings advanced tax knowledge into every aspect of the planning process—something many financial advisers simply cannot offer.
High-net-worth individuals and families often face complex situations where taxes and investments overlap. Traditional advisers without tax training may overlook important implications or opportunities. By uniting EA-level tax planning with professional financial advice, we can provide:
- Tax-efficient investment strategies
- Year-round tax planning integrated with your portfolio
- Financial decisions guided by both market performance and tax impact
This dual perspective creates a level of coordination that neither a standalone financial adviser nor an accountant can provide on their own.
A Fully Integrated Approach to Your Financial Life
Every part of your plan—investments, retirement, budgeting, and taxes—is aligned under one roof so your entire financial picture works together toward your goals. This is true tax-smart wealth management, designed to elevate your long-term results with clarity, consistency, and confidence.
Investment advisory services offered through Sovereign Advisor Solutions, a Registered Investment Adviser. Joe Bedford EA is an Investment Adviser Representative. Investing involves risk, including loss of principal. Past performance does not guarantee future results. No investment strategy can guarantee success or protect against loss during periods of declining values. This material is for informational purposes only and is not an offer to buy or sell any security. All investments involve risk and may lose value. Before acting on any information, consider your objectives, risk tolerance, and financial situation.
Sovereign Financial Group, Inc. (“SFG”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where SFG and its representatives are properly licensed or exempt from licensure.